本次英国代写主要为银行经济学相关的限时测试
本次考试以论文为基础。作为答案的一部分，您可能希望
使用图表和数学表达式。
您必须键入您的解决方案。如果你想包括图表，这些可以
手写、拍照并嵌入到您的文档中。
或者，图表可以放在文档的末尾，但
必须正确标记并在文本中明确引用。
只能提交一份文件。
建议您的最终剧本不应超过 3000 字
长度，不包括方程或图表。在写下你的答案时，承担
请记住，您可以通过简洁和使用来提供一个很好的答案
字少。在这方面，长答案不太可能是好的答案
语境。
完成此考试的时间不应超过三 (3) 小时。
您只需完成所需的问题数量。额外的
答案必须删除或划掉。只有最先出现的人会
被标记。
A部分
回答所有问题
1. 解释金融体系在促进经济增长中的作用
使用示例。
(10 分)
2. 企业如何在生命周期内选择资金来源？
(10 分)
3. 识别并简要解释两种形式的结构性措施
限制银行持有的风险资产。
(10 分)
4.“银行持有的资本越高越好。”说明是否
您同意或不同意本声明。
(10 分)
B节
回答任意两个问题（60 分）
5. 什么是流动性风险以及如何管理流动性风险？为什么
流动性风险和破产风险难以区分？
(30 分)
6. 批判性地讨论关系贷款的成本和收益
参考“Boot, A.W., 2000. 关系银行：我们做什么
知道？。金融中介杂志，9(1)，第 7-25 页。”。
(30 分)
7. 批判性评价存款保险在预防银行存款方面的作用
奔跑和恐慌。
(30 分)
8、银行集中度越高，市场支配力越大
银行”。批判性地讨论您是否同意或不同意这一点
陈述。
(30 分)
This examination is essay based. As part of your answers, you may wish
use diagrams and mathematical expressions.
You must type your solutions. If you wish to include diagrams these can
be hand-written, photographed and embedded in your document.
Alternatively, diagrams may be placed at the end of the document, but
must be properly labelled and clearly referenced in the text.
Only one document may be submitted.
You are advised that your final script should not exceed 3000 words in
length, not including equations or diagrams. In writing your answers, bear
in mind you can provide a good answer by being succinct and using
fewer words. Long answers are unlikely to be good answers in this
context.
You should take no longer than three (3) hours to complete this exam.
You must complete only the number of questions required. Additional
answers must be removed or crossed out. Only those presented first will
be marked.
Section A
Answer ALL questions
1. Explain the role of financial systems in promoting economic growth
using example(s).
(10 marks)
2. How do firms choose the sources of finance over the life-cycle?
(10 marks)
3. Identify and briefly explain two forms of structural measures to
restrict banks’ risky asset holdings.
(10 marks)
4. “The higher a bank’s capital held the better it is.” Explain whether
you agree or disagree with this statement.
(10 marks)
Section B
Answer any TWO questions (60 marks)
5. What is liquidity risk and how is liquidity risk managed? Why is it
difficult to differentiate liquidity risk and insolvency risk?
(30 marks)
6. Critically discuss the costs and benefits of relationship lending with
referencing to “Boot, A.W., 2000. Relationship banking: What do we
know?. Journal of Financial Intermediation, 9(1), pp.7-25.”.
(30 marks)
7. Critically evaluate the role of deposit insurance in preventing bank
runs and panics.
(30 marks)
8. Higher bank concentration will cause greater market power enjoyed
by banks”. Critically discuss whether you agree or disagree with this
statement.
(30 marks)